💰 Tax Optimization Tool
Tax Harvesting
Simulator
Utilize the ₹1.25 Lakh annual LTCG exemption to save thousands in taxes correctly.
₹1000000
₹1L
₹1Cr
₹300000
12%
10 years
Scenario A: Passive
Final Wealth
₹0
Tax Paid: ₹0
Scenario B: Harvesting
Final Wealth
₹0
Tax Paid: ₹0
💰 You Could Save
₹0
Just by harvesting gains annually
💡 How It Works
- • Sell units worth ₹1.25L gains each year (Limit changed in Budget 2024)
- • Immediately reinvest the proceeds
- • This "steps up" your cost basis
- • Future gains are calculated from new higher base
- • Result: Significantly lower tax bill on final withdrawal
Ready to Get Started?
Let's create something extraordinary together