🏠 Mortgage Freedom Tool

Home Loan
Prepayment Simulator

Advanced simulator with Step-Up repayments and annual amortization schedules.

1 Loan Details

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2 Prepayment Strategy

âš¡ The Power of One
Pay 1 extra EMI every year
📈 Step-Up Prepayment
Increase EMI annually by %
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Extra amount added to your EMI every month

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Lump sum paid once every year

Your Regular EMI
₹0

Monthly principal + interest

Total Interest Payable ₹0
Total Amount Payable ₹0

Original vs Optimized Loan Cost

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