🏠 Mortgage Freedom Tool
Home Loan
Prepayment Simulator
Advanced simulator with Step-Up repayments and annual amortization schedules.
1 Loan Details
₹
2 Prepayment Strategy
⚡ The Power of One
Pay 1 extra EMI every year
📈 Step-Up Prepayment
Increase EMI annually by %
Your total monthly payment will increase by this % every year.
₹
Extra amount added to your EMI every month
₹
Lump sum paid once every year
Your Regular EMI
₹0
Monthly principal + interest
Total Interest Payable
₹0
Total Amount Payable
₹0
Original vs Optimized Loan Cost
Yearly Breakdown
| Year | Balance | Principal Paid | Interest Paid | Prepayments |
|---|
Ready to Get Started?
Let's create something extraordinary together